Market Analysis

New York, NY Multifamily Market

Cap rates, rent trends, and underwriting benchmarks for New York apartment investors.

4.5%
Avg Cap Rate
3.8% – 5.5%
Cap Rate Range
1.18x
Avg DSCR
$420,000
Price / Unit
$2,800
Avg Rent / Unit
3.8%
Vacancy Rate
+3.5%
YoY Rent Growth
8,300,000
Population

Market Trend

The largest apartment market in the country with extreme supply constraints. Rent-stabilized properties trade based on current income with limited upside. Free-market properties in Brooklyn, Queens, and the Bronx see the most investor activity. Good Cause Eviction law adds regulatory complexity.

Lender Notes

Rent-stabilized portfolios have specialized lending requirements. Free-market assets attract standard agency terms. 1.15-1.20x DSCR on stabilized NYC deals. Property taxes are a major expense line item.

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